What is home health care?
There are two basic types of home care services – licensed home health care and private duty home care services. Home health care is medically-focused care that is usually covered by Medicare and other types of health insurance whereas private duty care is usually not. To qualify for home health care coverage under Medicare, the following conditions must apply:
- Patient must be homebound, as defined very specifically by Medicare.
- Care must be ordered by a physician.
- Care must be provided by a state-licensed, Medicare-certified agency providing skilled nursing, physical therapy, occupational therapy, speech therapy, etc.
- Home health care clinicians provide the services prescribed by an approved care plan. The care is highly skilled and delivered by specially trained clinicians who provide nursing or therapy services.
What is home care?
Private duty home care includes personal care and companionship services and does not require a physician’s order because it is non-medical in nature. Private duty agencies are not limited by the rules of Medicare since Medicare does not pay the bill. It is paid for out-of-pocket by the client, their family, their Trust Office at the bank, by a long-term care policy if one is in effect, or by such government programs such as the Aid in Attendance Veterans program, if applicable.
Why does my loved one need care at home?
Both home care and home health care are incredibly valuable and contribute to the comfort and well-being of an individual. Medicare covers medically necessary home health care for conditions that are expected to improve, only for a limited time and only when necessary to treat an illness or injury. If you don’t qualify for home health care, do not or no longer need skilled care as described above, or perhaps you have gotten better but still need assistance with daily activities to lead a thriving live in the comfort of home – such as bathing, dressing, meal preparation, medication reminders, running errands, light housekeeping, etc. – then private duty care is the solution. Unlike in a home health setting where visit times and duration are limited or directed, the choice is yours because you pick the times and days you want help (from a few hours at a time to 24/7) and the duration of service – from a few days of recuperation to an ongoing arrangement.
How does an agency like Casa Companion Homecare Solutions help?
Similar to temporary Medicare-covered home health, Casa Companion Homecare Solutions can be a short-term solution to fill an immediate need. But we can also offer so much more because we can also be your long-term partner to ensuring an independent quality of life at home.